You shouldn’t sacrifice your oral health due to financial reasons. If your smile is unable to receive the necessary dental care it needs, you could become at risk for future complications. That’s why at Family Implant & Reconstructive Dentistry, Dr. Richard Grubb provides affordable financing options such as dental insurance and payment plans through CareCredit® to make our treatments more accessible.
Dr. Grubb and our team are here to give you the smile of your dreams. Read below to learn about our financing options here at our Havre de Grace practice. We also treat patients who are from the Havre de Grace Heights, Bayview Estates, and Osborne areas.
Our Havre de Grace practice participates with most major insurance providers. While most policies only cover routine checkups and minor procedures, our expert team of dentists will work with you to ensure you receive the maximum coverage for your treatment. If you’re unsure what your insurance plan includes or have questions, feel free to contact our office by calling (410) 939-5800 so that one of our helpful staff members can assist you.
CareCredit makes it possible for millions of patients like yourself to have access to quality dental care and other medical treatments to improve your smile’s health. They offer short-term plans of up to 24 months interest-free, as well as long-term plans up to 60 months with low interest rates. Applying online is simple and the card is accepted by more than 200,000 providers across the country.
To learn more about the benefits of CareCredit and how you can have better access to essential dental treatments, contact our Havre de Grace practice by calling (410) 939-5800.
CareCredit allows you to pay for treatments and procedures after receiving necessary care. Similar to a credit card, CareCredit can be used to cover several expenses, including cosmetic, LASIK, dermatology, and veterinary expenses. CareCredit is accepted by more than 200,000 providers nationwide and can be used immediately after approval. Visit their website so you can learn more about applying for their services.
When first applying for CareCredit, you’ll likely receive a hard inquiry which may cause your credit score to drop. Fortunately, this is completely temporary and the inquiry should eventually go away over time. Using your CareCredit card regularly and responsibly, while also completing payments on-time, can even improve your overall credit score.
CareCredit typically requires a score of 623 or higher to qualify for the financing card. However, several applicants have been accepted with scores as low as 600.
Your oral health plays an important role in supporting your overall quality of life. That’s why if you’re suffering from any dental issues, you shouldn’t let payment get in the way of professional care. At Family Implant & Reconstructive Dentistry, our practice can provide you with financing options to make your treatment more affordable and accessible.
It’s our job to help you get the smile of your dreams. Contact our Havre de Grace, MD practice by calling (410) 939-5800 or by filling out an online form. We also proudly serve patients residing in the Havre de Grace Heights, Bayview Estates, and Osborne areas.
203 S. Washington Street
Havre de Grace, MD 21078
(410) 939-5800

It's essential to understand how your dental insurance works to maximize your benefits and minimize out-of-pocket costs. Different plans may cover varying percentages of procedures, so knowing your coverage details can help you plan your dental care more effectively.
Many dental insurance plans cover preventive care, such as routine check-ups and cleanings, at 100%. However, for procedures like implants or crowns, coverage may vary. It's advisable to contact your insurance provider to clarify your specific benefits, deductibles, and co-pays, ensuring you are well-informed before proceeding with treatment.
In addition to traditional dental insurance, we offer flexible financing options to help you manage your dental expenses. These options are designed to accommodate various budgets, allowing you to receive necessary treatments without undue financial strain.
For instance, our partnership with CareCredit allows patients to choose from various payment plans tailored to their financial situation. This means you can receive the dental care you need while spreading out the costs over time, making it easier to maintain your oral health.
We understand that each patient's financial situation is unique, which is why we offer customizable payment plans. These plans can help you budget for your dental care while ensuring you receive timely treatment.
Our team will work closely with you to create a payment plan that fits your budget. Whether it's a monthly installment plan or a deferred payment option, we aim to provide a solution that allows you to prioritize your dental health without financial worry.
Investing in preventive dental care is crucial for maintaining overall oral health and avoiding more costly procedures in the future. Regular check-ups and cleanings can help catch issues early, ensuring that you stay on top of your dental health.
Studies show that patients who adhere to preventive care schedules tend to experience fewer dental problems over time. By prioritizing preventive visits, you not only save money in the long run but also enjoy the peace of mind that comes with knowing your smile is healthy and bright.