Insurance & Payment Options in Havre de Grace, MD

Affordable Financing with Dr. Grubb

At our practice, we believe that cost shouldn’t prevent any patient from receiving the quality care they deserve. That’s why we offer affordable financing options, including dental insurance and payment plans through Wells Fargo Health Advantage® and CareCredit®.

Dental Insurance

We participate with most major insurance providers at our practice. Though most policies will only cover routine checkups and minor procedures, our team will work with you to ensure you receive the maximum coverage for your treatment.

If you’re unclear about your insurance plan or have questions, feel free to contact our practice and a member of our team will gladly assist you.

Wells Fargo Health Advantage® Card

The Wells Fargo Health Advantage Card helps you afford the care you need by allowing you to pay for your treatment over time. With no interest promotions and low APR, this card offers a more affordable choice than many high-cost financing options.

Applying online is simple and you can use your card repeatedly once you’re approved. You can even manage your account easily with monthly statements and multiple payment options. Learn more about the Wells Fargo Health Advantage Card by visiting their website.

CareCredit

CareCredit makes it possible for millions of patients to afford dental care and other medical treatment. They offer short-term plans of up to 24 months interest-free, as well as long-term plans up to 60 months with low interest. Applying online is simple and the card is accepted by more than 200,000 health providers across the nation.

Frequently Asked Questions

What is Wells Fargo Health Advantage?

Wells Fargo Health Advantage is competitive and affordable financing that provides patients with various comprehensive services. This special credit card features flexible payment options to ensure each patient can achieve a budget-friendly solution without upfront costs or having to break the bank. 

Wells Fargo Health Advantage offers maximized approvals, eliminates upfront costs, and, most importantly, it doesn’t break the bank. This allows patients to get the care they need, now,  and pay for treatment later on. Applying online is fast, easy, and allows you to use the card as soon as you’re approved.

What can I use my Wells Fargo Health Advantage card for?

Wells Fargo Health Advantage is accepted at thousands of nation-wide dental, hearing, vision, and veterinary offices. At our Havre de Grace office, you can use Wells Fargo to pay for the following:

• General dentistry, including dental check-ups and gum disease treatment
• Cosmetic treatments 
• Natural-looking, customized dental implant solutions
• Oral surgery procedures

If there’s a specific service not mentioned, don’t hesitate to call so we can determine whether it’s covered. To learn more about Wells Fargo Health Advantage, visit their website for more information on signing up and how you can benefit. 

What does CareCredit cover?

A leader in healthcare financing, CareCredit allows you to pay for treatments and procedures after receiving necessary care.. Similar to a credit card, CareCredit can be used to cover several expenses, like LASIK, cosmetic and dermatology treatments, and veterinary expenses. 

CareCredit is accepted by more than 200,000 providers nationwide and can be used immediately after approval. To learn more about CareCredit, or to apply for the credit card, click here. 

Can CareCredit improve your credit score?

When first applying for CareCredit, you’ll likely receive a hard inquiry which may cause your credit to drop. Fortunately, it’s completely temporary and the inquiry should go away over time. Using your CareCredit card regularly and responsibly, while also completing payments on-time, can improve your overall credit score. 

Typically, CareCredit requires a score of 623 or higher to qualify for the financing card. However, several applicants have been accepted with scores as low as 600.